The Deen Dayal Jan Awas Yojana (DDJAY) is an affordable housing scheme launched by the Government of Haryana to provide low-cost housing solutions for the economically weaker sections and middle-income groups. The scheme aims to promote planned and sustainable urban development by encouraging small and medium-sized residential plots in low and medium-potential towns across the state.
Objectives of Deen Dayal Jan Awas Yojana
- Affordable Housing for All – The scheme ensures affordable residential plots and homes, particularly for middle and lower-income groups.
- Planned Urbanization – Promotes structured town planning to prevent unregulated and haphazard development.
- Encouraging Private Developers – Incentivizes private developers to participate in affordable housing projects.
- Balanced Regional Growth – Reduces the burden on metropolitan areas by encouraging development in smaller towns.
- Boosting Real Estate Sector – Provides an opportunity for real estate developers to create low-cost residential projects.
Key Features of DDJAY
- The scheme is applicable to low and medium-potential towns of Haryana.
- Permits residential plotted colonies ranging from 5 acres to 15 acres.
- Maximum plot size: 150 square meters.
- Minimum road width:
- 9 meters for plotted colonies
- 12 meters for commercial areas
- Developers must reserve 10% of the licensed area for community facilities such as parks, schools, and healthcare centers.
- 50% of the project land must be dedicated to roads and open spaces.
- Government approval process simplified to promote faster development.
- Developers are allowed to sell plots and homes at a regulated price set by the Haryana government.
Eligibility Criteria for Deen Dayal Jan Awas Yojana
For Home Buyers
- Must be an Indian citizen.
- Preferably belong to low or middle-income groups.
- Must not own another residential property in the state.
For Developers
- Must obtain government approval to develop a plotted colony.
- Should adhere to the scheme’s guidelines regarding land use and infrastructure development.
- Must complete the project within five years of receiving the license.
Benefits of Deen Dayal Jan Awas Yojana
- Affordable Plots & Homes – Offers plots and houses at reasonable prices in Tier-2 and Tier-3 cities.
- Government Support – Backed by the Haryana Government, ensuring financial and legal security.
- Faster Approvals – The approval process for developers is streamlined to boost project execution.
- Better Infrastructure – Ensures well-planned roads, water supply, sewage systems, and green spaces.
- Employment Generation – Provides job opportunities in real estate, construction, and allied sectors.
List of Cities Covered Under Deen Dayal Jan Awas Yojana
The scheme is implemented in several towns and cities across Haryana, including:
- Faridabad
- Gurugram
- Panipat
- Sonipat
- Karnal
- Hisar
- Rohtak
- Rewari
- Yamunanagar
- Palwal
These cities are categorized based on their development potential, ensuring that the scheme benefits areas where housing demand is high.
How to Apply for Deen Dayal Jan Awas Yojana?
For Home Buyers
- Visit the official website of the Haryana Town and Country Planning Department.
- Check the list of approved projects and developers under DDJAY.
- Select a suitable project and contact the developer for details.
- Submit the required documents (Aadhaar Card, PAN Card, Income Proof, etc.).
- Complete the booking process and make the necessary payments.
For Developers
- Apply for a license under DDJAY with the Haryana government.
- Submit land details, project plans, and necessary documents.
- Obtain necessary approvals and follow the scheme’s regulations.
- Develop the project within five years of license issuance.
- Sell residential plots or units as per government norms.
Difference Between DDJAY and PMAY (Pradhan Mantri Awas Yojana)
Feature | Deen Dayal Jan Awas Yojana (DDJAY) | Pradhan Mantri Awas Yojana (PMAY) |
---|---|---|
Focus | Affordable residential plots | Affordable built-up homes |
Target Areas | Low and medium-potential towns in Haryana | Nationwide |
Implementation | Haryana Government | Central Government |
Beneficiaries | Middle and low-income groups | Economically weaker sections (EWS), LIG, MIG |
Developer Participation | Private real estate developers | Government and private developers |
Future of Deen Dayal Jan Awas Yojana
With Haryana witnessing rapid urban expansion, DDJAY is expected to play a crucial role in shaping the state’s real estate landscape. The scheme is likely to benefit thousands of homebuyers and developers while promoting sustainable urban growth.
The Haryana government continues to refine the policy, ensuring that more cities and towns can take advantage of this scheme. As urbanization spreads, affordable housing solutions like DDJAY will be crucial for balanced regional development.